See the Unique Advantages of PayGo General Liability
As a result of changes in the insurance industry, there are more
premium payment options available today than the old traditional
direct bill policies. Pay As You Go options have grown
dramatically but they require an agency interface to manage the
transactional requirement of reporting and applying premium
payments based on actual payroll.
You can also improve cash flow each month and reduce audit
exposure by capitalizing on PayGo options when paying premium
based on your actual payroll exposure in the same period that
your revenue is up. This unique payment option also helps
protect you from large audit balances because your reported
payroll and premium should match up during your annual audits.
Some people believe that Pay As You Go GL involves more red tape
and is more work. But GL Shop.com has streamlined the
process to save you time and efficiently manage the process.
This is why so many business owners and employers have taken
advantage of our PayGo GL options instead of Direct Bill
Direct PayGo vs
Payroll Integrated GL
GL Shop.com makes it easy to process and manage our
clients' Pay As You Go GL reporting and payment process.
Our Direct PayGo GL program allows you to manage or
outsource your own payroll and then report your payroll
and remit premium to us via direct debit after each
payroll processing cycle.
Our Integrated PayGo GL program enables us to process
your payroll with our state-of-the-art payroll platform
and our own payroll company, PaySmart Payroll.
With this arrangement we can manage and monitor you
insurance program(s) and administer your payroll at the
How Do I Qualify for Pay As You Go GL?
When GL Shop.com
works on GL quotes for our customers we always look at all of
the options for you. In most cases, you will receive
multiple quotes from our agency, including Direct Bill plans and
PayGo options, when available. Our goal is to win your
business with expert knowledge, great pricing, the most payment
options, super fast service, and a friendly, professional staff.
Take the First Step Towards GL Coverage
Take the first step by getting in touch with a GL
Over 10,000 business owners have turned to us for
general liability insurance quotes. Find out how we can
Is My Business Eligible for Pay As You Go GL?
General Liability coverage is rated in one of three ways
depending on your industry and, sometimes, the insurance
Many "white collar" and retail industries are rated based on
gross sales. Some medical classes of business are rated
based on the square footage of the facility. The standard
for rating the service and construction industry is payroll by
DOL SIC Rating System
Because the insurance rates for
service and construction industries are typically more costly
than typical "white collar" industries it becomes even more
valuable to control and predict the costs of insurance with
products like PayGo GL.
What About Options for My Business?
If your business does not fall into a class rated on payroll we
can still help. Our carriers understand that one of our
main goals for our clients is to improve cash flow.
Therefore, we have developed special arrangements that often
allow us to provide 12 equal installment plans or other, more
flexible, payment arrangements.
We also closely monitor our Payroll
clients insurance rating factors to help them prepare for annual
audits and renewals with insurance providers.
PaySmart Fuels PayGo GL and Work Comp
With our own Payroll company, PaySmart, LLC, we make Pay As You
Go general liability and workers' compensation a breeze with our
"one stop" shop.
PaySmart is a whole lot more than a boring payroll provider.
Our companies work closely on a weekly basis to make sure your
insurance and complete payroll processing is being serviced by
experts in both fields.
PaySmart's Payroll Brochure.